Very Cheap Car Insurance

Courtesy car provided as standard whilst yours is being repaired by a Co‑op approved repairer for insured repairs.

You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents. We will arrange for recovery of your car if it becomes immobile or unsafe to drive due to an insured accident. Make sure you read the Car Insurance policy booklet for more information on any benefits, limitations and exclusions that might apply to your cover. Financial Services Limited will not charge you a fee for using this service, but may receive a payment from the product provider you select in the table. You should check with your chosen provider to find out what fees may be applicable.

This cover provides up to £2,500 for replacing locks and keys for your car, home and office, including locksmith charges. You’ll also receive three days of emergency car hire or the option to reclaim the cost of onward transport if your car keys are lost or stolen. As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.

One Call car insurance policies include legal assistance FREE. We will provide you with a hire car in the event of a non-fault claim while your car is being repaired. Add Motor Legal Protection Cover for £29.99 per year. It is a 5 star Defaqto rated cover, and there’s a legal helpline available 24/7. Claim back your policy excess on a claim where you’re at fault or the other party involved cannot be identified.

If you have a damaged window, windscreen or sunroof we’ll repair it (£10 excess) or replace it (£75 excess) and if you use one of our approved repairers the most we will pay will be the market value of your car at the time of the loss. If you use one of your own repairers the claim will be limited to £50. If you do not renew your policy there will be no additional charges. You will only have to pay the cancellation charge if the policy is cancelled before renewal.

Ex-company car drivers may be able to transfer their no claims bonus. In fact, even if you have been driving on someone else’s insurance, we can normally offer the equivalent no claims discount. A. ‘Hidden admin fees’ can include adjustment fees, cancellation fees and duplicate document fees. Some companies also charge interest (APR) for paying monthly. On top of this, some may charge a ‘Direct Debit fee’ for monthly payments.

Whether you’re looking for comprehensive insurance, third party fire and theft, or third party only, and whether it’s for one car or multiple vehicles, our service makes it easy to find the product that you want, with the latest information from independent financial research and software company Defaqto available to ensure you know exactly what you’re getting from your purchase.

Quoteline Direct has access to competitive car insurance for all types of car and all types of driver, irrespective of driving history. Our personal touch makes us much more than just another comparison site, and it’s the ‘human touch’ that helps us find the best deals. With a quick quote at the click of a mouse you’ve got nothing to lose and we think you’ll be surprised at how much you could save.

If you’ve been caught once for an offence such as speeding, it’s likely you’ll have three penalty points on your driving licence. However, one strike doesn’t change your risk profile. It’s when you reach four points or more that you should change the way you act. Whilst Government cannot intervene directly in the setting of premiums, what it can do is help to establish a situation where young and newly qualified drivers are better equipped for a life of independent driving.

 

Samuel Dalusung